American Express Lines Of Credit – American Express credit cards are the most attractive product for frequent flyers and travelers in the German market. No other credit card earns you as many points or miles per transaction – up to 1.2 miles per Euro. Ease during harvest is also unfair. There are 12 different frequent flyer programs and 3 hotel programs to choose from. With the Platinum credit card, you also get many status benefits and free lounge access. In this article, you’ll find all the information and tips for earning miles with American Express credit cards…
Anyone who isn’t familiar with American Express credit cards often doesn’t realize that you can earn miles or hotel points with them. Unlike Miles & More or Eurowing credit cards, American Express credit cards are not sold as a frequent flyer product. This is not least because the mileage accrual system is more complicated than with other credit cards. But for those who are more expensive.
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Unlike other credit cards, you earn miles directly with American Express credit cards, but instead of Group Reward Points, American Express’ own currency. These points can be converted to mileage or hotel points later and as needed.
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As a rule, you get a Member Rewards point with every Euro you spend. Anyone who spends over €20,000 a year gets 20,000 membership reward points. If you sign up for the member rewards turbo program, you will receive 1.5 member rewards for every euro of sales. Please note that membership costs €15 per year. If you put the value of a membership bonus at 1 percent, which is conservative, Turbo is worth £3,000 or more in annual sales. Turbo also applies to sales of up to €40,000 per year. 1 member reward point per €1 is always applied to all sales above this amount.
Club points are not only accepted by credit card transactions. Almost all American Express credit cards accept points in the form of points, which can be a great starting point for getting member game points. Depending on the card and promotion, several thousand points are possible as a bonus. The table below provides an overview.
Tip: The Amex Business Platinum credit card, aimed at individuals and businesses, offers 50,000 member reward points.
: Gold Amex Business 40 options are available for self-employed individuals, freelancers and owner-managed companies.
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You can use the membership reward points you earn in different ways. By far the best option is to convert your Membership Rewards points to miles. It happens when you need it and when you choose. A total of 11 frequent flyer programs can be transferred directly using the points transfer service (Alitalia MilleMiglia has been discontinued).
You don’t have to log into any program. The credit card holder also determines the number of points to transfer. So it’s easy to transfer 5,000 points to Flying Blue today and 10,000 points to KrisFlyer tomorrow. This flexibility allows member games to represent the most valuable field currencies. With the exception of Singapore Airlines KrisFlyer and Delta SkyMiles, the transfer ratio of frequent flyer programs is 5 to 4. That means 5 reward points go 4 km after the change. For example, 30,000 member games match:
You can find detailed instructions on how the transfer works in practice.
Knowing this transfer ratio, we can determine the effective mileage accrual rate for American Express credit cards. For every euro you get 1 member reward point, so 0.8 miles for €1. If you use member rewards turbo, you can earn 1.2 miles for every €1 you spend with credit cards equivalent with American Express credit cards, which are more points/miles than all credit cards in Germany. The Miles & More credit card for individuals, for example, awards just 0.5 miles for every €1 you spend on regular purchases.
How Do I See My Points Earning Details With Amex?
You may have noticed that Miles & More is not listed as an American Express delivery partner. Member reward points can also be converted directly to Miles & More Miles. American Express member reward points can be converted to redeemable points at a 2-to-1 ratio.
Since Rewards Points can be converted to Miles & More Miles at a 1:1 ratio, 2 Member Rewards Points are converted to Miles & More Miles. For example, 30,000 points turns into 15,000 miles or more. Effective Miles & More Earning Rate is also fun. A €1 transaction turns into 1.5 membership bonus points (including Turbo Membership Rewards). This results in 0.75 redemption points, so 0.75 miles for €1 and more miles. This means you can earn more Miles & More Miles with American Express credit cards than with Miles & More Credit Cards for individuals. You can find more information in these two posts:
Additionally, member rewards points can be converted to hotel points from three hotel programs: Hilton Honors, Marriott Bonvoy and Radisson Rewards.
This means that with German American Express credit cards, with Turbo you also earn more Hilton points than with the German Hilton credit card, which offers one Hilton Rewards point for every €1. Also Hilton Honors Gold status earned as a Hilton credit cardholder can redeem with Platinum American Express. Amex Platinum offers not just one, but 7 hotel locations.
Best Credit Cards For Travel In 2023: Airport Lounge Access, Miles, Free Bags
Another option for those looking to earn Miles & More Miles is the American Express Payback credit card. This is very different from regular American Express credit cards. Because here you do not earn membership points, but directly redeem points that can only be converted into Miles & More km. The normal redemption rate is 1 cashback point per €2, but it can be doubled to 2 cashback points per €2 used with Payback MAX Turbo.
Determining the value of a Membership Rewards site is not easy; There are many different options for redemption sites. But determining the minimum value is easy. As previously explained, Member Rewards points can be converted into redemption points at a ratio of 2 to 1. Redemption points can then be paid. You get 1 percent per payment point. Therefore, member reward points are less than 0.5 cents. For 20,000 membership bonus points, you can get, for example, €100 transferred to your account via Payback.
It’s not sweet at all, but it could be better. People who use Membership Rewards points for award flights can earn a few cents worth of points. With 13 frequent flyer programs as transfer partners, the options for redeeming Membership Rewards points are endless, and you’ll find several examples in the following articles with specific amounts of Membership Rewards points. You’ll always get the best value if you use your points for business or first class flights. The more sites you have, the more and better shopping options you have.
American Express credit cards are the most popular credit card brand for travelers on the German market. If you don’t want to sign up for a specific recurring subscription plan, credit cards are a good option. The American Express Gold Credit Card is the first choice for newcomers and those looking to cut costs. On the other hand, I would recommend American Express Platinum to frequent fliers and travelers who want to invest a little in their comfort. There is also a free product with the American Express Payback credit card that offers the same loading rate as Miles & more expensive credit cards. Military Money Guide partners with CardRatings to cover credit card products and you may receive a commission from them. card issuer. Some or all of the maps displayed on this site are from advertisers, and may affect how and where map products appear on the site. This site does not include all card companies or all available cards. Any opinions, analyses, reviews or recommendations expressed in this article are solely those of the author and have not been reviewed, endorsed or otherwise endorsed by the card issuer.
Meilen Sammeln Mit Den American Express Kreditkarten
The application process for credit cards can be exciting or frustrating, and knowing the rules makes all the difference. Validating a new rewards credit card will get you free flights, hotels or cash back.
On the other hand, a denial letter does nothing but temporarily lower your credit score due to a complex investigation by the card issuer.
So to set you up for success, let’s cover the terms of the major credit card issuers. The most important policies we will cover are:
It is important to know that there are no guarantees for the world, and there will be exceptions to the rules. However, most of these parameters are not publicly stated
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