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The site uses Google Analytics to collect anonymous information such as the number of visitors to the site, as well as the most popular pages. The name ‘Black Card’ was associated with the destruction of fin de siècle America, even finding a mention in Lil Wayne’s music.
Debt can be dangerous, warns William Shakespeare in his play ‘The Merchant of Venice’. The dangers of succumbing to easy money tricks are many. Debt can be painful. The cost of repayment may exceed the amount borrowed. But four hundred years after his death, the Bard’s advice appears to have gone unheeded. Credit cards, the modern manifestation of the escrow account, are more popular than ever. And metals, essential for making small amounts of religious money, now take pride of place in people’s wallets.
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In 1999, American Express released the Centurion Card, the only credit card made of metal. Cardholders had to spend more than six times a year. Dubbed the ‘Black Card’, it was associated with the decadent quality of fin de siècle America, even mentioned in a Lil Wayne song. The exclusivity it offered meant the card was for the wallet of a select few. At this time, the dark clouds begin to look like black and threaten to destroy the wealth of people who earn money.
The dot com boom exploded in 2000. The US subprime mortgage crisis led to a global financial meltdown in 2008. Credit defaults led to the financial crisis, which led to government bailouts of banks deemed too big to fail. In Shakespearean speech, no borrower or borrower is left out. Twenty years later, metals are making a comeback, and many financial institutions are offering them
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